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Mortgage Payment Calculator

PITI Mortgage Payment Calculator* - Use this advanced mortgage payment calculator to calculate your PITI mortgage payment when buying a home. This is the only mortgage payment calculator which automatically calculates the mortgage payments with principal, interest, property taxes, insurance (PITI) and if applicable, private mortgage insurance of three different mortgage loans side by side.

Mortgage Payment Calculator Mortgage Payment PITI Calculator Instructions

Step 1: Enter Sales Price of Property
Step 2: Enter Down Payment
Step 3: Select up to 3 different mortgage rates / programs to calculate mortgage payments
Step 4: Click Button:  "Calculate PITI Mortgage Payments"

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PITI Mortgage Payment Calculator ///

Step 1: Sales Price of Property
Sales Price $  
Step 2: Down Payment Amount ///
Down Payment $ (i.e. 10000 = 10,000)
Step 3: Select Mortgage Rates & Amortization ///
Select the estimated current mortgage rate you will be able to obtain. (Note: if using an adjustable rate mortgage, you must qualify at the fully indexed rate, which will be approximately the same as a 30 year fixed in most cases).
Mortgage Amortization
Interest Rate  
Compare Mortgage Payment Calculator Results for Three PITI Mortgages ///
Below are the results of the mortgage calculator with taxes and insurance. View the PITI mortgage payments including PMI if applicable.
Loan Programs
Mortgage Rate     %   %    %
Sales Price
Loan Amount
Down Payment
Loan to Value / LTV % %   %
Mortgage Payment
(Principal & Interest / P.I.)
Property Taxes **
Homeowners Insurance **
Private Mortgage Insurance (PMI), if LTV over 80%
Mortgage Payment (P.I.T.I)
Like this Mortgage Payment Calculator? Link to it by copying & pasting code below:

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Property Tax and Homeowners Insurance Assumptions**
We have used a generic estimate for these mortgage payment calculations or you may use our mortgage calculator with taxes and insurance refine your monthly payment calculatons. You may refine the payment estimate by selecting a more accurate property tax and / or insurance rate in your area. Both annual and the prorated monthly amounts are shown and calculated into the mortgage payment. Use the drop-down and the amounts will automatcially be recalculated in the piti calculator. Buying a home, find out how much home you can afford with this calculator. If you are thinking "Should I refinance" use our refinance calculator.
Annually Monthly
Property Taxes based on per year.
Homeowners Insurance  per year.
PITI Mortgage Payment Calculator* - The information provided on or through this site and this mortgage payment calculator is for purposes of general consumer education only and is not intended as a substitute for advice from a qualified professional, such as, but not limited to, a lawyer, mortgage broker, accountant, investment advisor, insurance broker, financial planner, real estate agent or home inspector. We can not and do not guarantee the accuracy or the applicability of this information to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance and real estate issues.

Estimate Monthly Principal, Interest, Taxes & Insurance** - This is an estimated mortgage payment amount of the property taxes, homeowners insurance and possible private mortgage insurance. This may vary from area to area. Property taxes estimated at 1.25% per year. Homeowners insurance estimated at .0035% per year and PMI estimated at following rates: 95.01-100% LTV = 1.03% , 90-95% LTV = .875%, 85-90% LTV = .625%, 80-85% LTV = .375%.


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