PITI Mortgage Payment Calculator
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Step 1: Sales Price of Property |
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Sales Price |
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Step 2: Down Payment Amount
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Down Payment |
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(i.e. 10000 = 10,000)
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Step 3: Select Mortgage Rates & Amortization
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Select the estimated current mortgage rate you will be able to obtain.
(Note: if
using an adjustable rate mortgage, you must qualify at the fully indexed rate, which
will be approximately the same as a 30 year fixed in most cases). |
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Mortgage Amortization |
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Interest Rate |
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Compare Mortgage Payment Calculator Results for Three PITI Mortgages
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Below are the results of the mortgage payment calculator. View the PITI mortgage
payments including PMI if applicable.
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Loan Programs |
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Mortgage Rate |
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Sales Price |
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Loan Amount
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Down Payment |
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Loan to Value |
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Mortgage Payment (P.I. only) |
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Property Taxes ** |
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Homeowners Insurance ** |
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Private Mortgage Insurance (PMI), if LTV over 80% |
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Mortgage Payment (P.I.T.I)
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Property Tax and Homeowners Insurance Assumptions** |
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We have used a generic estimate for these mortgage payment calculations. You may refine the estimate
by selecting a more accurate
property tax and / or insurance
rate in your area. Both
annual and the prorated monthly amounts are shown and
calculated into the mortgage payment. Use the drop-down and the amounts will automatcially
be recalculated. |
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Annually |
Monthly |
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Property Taxes based on
per year. |
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Homeowners Insurance
per year. |
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PITI Mortgage Payment Calculator* - The information provided on or through
this site and this mortgage payment calculator is for purposes of general consumer education only and is not intended
as a substitute for advice from a qualified professional, such as, but not limited
to, a lawyer, mortgage broker, accountant, investment advisor, insurance broker,
financial planner, real estate agent or home inspector. We can not and do not guarantee
the accuracy or the applicability of this information to your circumstances. We
encourage you to seek personalized advice from qualified professionals regarding
all personal finance and real estate issues.
Estimate Monthly Principal, Interest, Taxes & Insurance** - This is an estimated mortgage payment
amount of the property
taxes, homeowners insurance and possible private mortgage insurance. This may vary
from area to area. Property taxes estimated at 1.25% per year. Homeowners insurance
estimated at .0035% per year and PMI estimated at following rates: 95.01-100% LTV
= 1.03% , 90-95% LTV = .875%, 85-90% LTV = .625%, 80-85% LTV = .375%.
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