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 Mortgage Programs Information

There are various types of loan programs available for home buyers or those seeking to refinance a mortgage. Below you will find information on available home loan programs.

• FHA Loan Program - The FHA loan program allows for purchase of a home or refinance of a mortgage with as little with a down payment of 3.5% or a maxmium loan to value of 96.5%. View our FHA loan guide and learn about FHA loan program, it's qualifying loan requirements and required documentation.
  
  
• VA Home Loan Program - Veterans can use a VA loan purchase a home with no money down using the 100% VA mortgage program or refinance your VA mortgage with no appraisal with the VA streamline refinance.
  
  
• Home Affordable Refinance Program - HARP program is a mortgage refinance program that allows homeowners with little or no home equity to refinance to a lower interest rate. Learn more about the Home Affordable Refinance Program with this informational program guide.
  
• Reverse Mortgage Program - Seniors over the age of 62 yrs old with equity in their homes qualify for the reverse mortgage or HECM. Learn about the advantages and disadvantages of the loan program with our reverse mortgage information guide.

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